[Joanna]

Let's me just say that I am fortunate to not know DH with any debt relating to his degrees/licenses, ect. I do know it was expensive, but fortunately his parents helped out with that.

We are nearly in third year pay, but when he took the hit from going from a seven year regional to a first year mainline it totally sucked...hence, why CA have the unspoken "rule" of treating the first year FO to a drink here and there.