[jr_lenz]

we just finished with 1st year pay! we should have just deposited our last crapy check! I would like to start pulling money from our checks and haveing them deposited into a saving account seprate from the checking. I started buying US saving bonds that come straight from my check, I don't even notice that it is gone, however if it hits the bank account its gone.

However, we have HUGH student loans, for both of us, and some big medical bills that we are paying off. So it itsn't going to be much of a savings.

We are scheduled to take over the ranch in WY in 10 yrs. His parents have been hinting that they would like to get out of it sooner. So I guess if it totally went to pot, we would head out there and become ranchers! Not quite how I would want to spend the rest of my 30's and fourties. but it would more than pay the bills.

I know ranching doesn't sound too much stabler than avaition, but the minning in WY is hugh, and they have been mining methane of the place, and it is bring hugh money to the ranch.